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dc.contributor.authorBendig, Mirkoen_US
dc.contributor.authorArun, Thankomen_US
dc.date.accessioned2011-05-30en_US
dc.date.accessioned2011-06-28T13:53:31Z-
dc.date.available2011-06-28T13:53:31Z-
dc.date.issued2011en_US
dc.identifier.piurn:nbn:de:101:1-201104084387en_US
dc.identifier.urihttp://hdl.handle.net/10419/46034-
dc.description.abstractMicroinsurance is an emerging concept protecting households from the potentially catastrophic expenditures associated with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using probit models on household survey data from Sri Lanka, conditional on household's microfinance institution enrolment. Further, we employ multivariate probit regressions to analyse factors affecting the participation in different types of insurance. We find that the household's experience of a family related shock is positively associated with the participation in micro health insurance schemes under study. There is strong evidence that microinsurance has not yet succeeded in proportionately reaching the most vulnerable households. Notably, education of the household head is a strong determinant of microinsurance participation.en_US
dc.language.isoengen_US
dc.publisherIZA Bonnen_US
dc.relation.ispartofseriesDiscussion paper series // Forschungsinstitut zur Zukunft der Arbeit 5427en_US
dc.subject.jelG22en_US
dc.subject.jelO16en_US
dc.subject.jelR22en_US
dc.subject.ddc330en_US
dc.subject.keywordmicroinsuranceen_US
dc.subject.keywordhousehold behaviouren_US
dc.subject.keywordSri Lankaen_US
dc.subject.stwLebensversicherungen_US
dc.subject.stwKrankenversicherungen_US
dc.subject.stwMikrofinanzen_US
dc.subject.stwKonsumentenverhaltenen_US
dc.subject.stwFamilieen_US
dc.subject.stwSchocken_US
dc.subject.stwSch├Ątzungen_US
dc.subject.stwSri Lankaen_US
dc.titleEnrolment in micro life and health insurance: Evidences from Sri Lankaen_US
dc.typeWorking Paperen_US
dc.identifier.ppn660911183en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US
Appears in Collections:IZA Discussion Papers, Forschungsinstitut zur Zukunft der Arbeit (IZA)

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