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IZA Discussion Papers, Forschungsinstitut zur Zukunft der Arbeit (IZA) >
Please use this identifier to cite or link to this item:
http://hdl.handle.net/10419/46034
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Full metadata record
| DC Field | | Value | | Language |
| dc.contributor.author | | Bendig, Mirko | | en_US |
| dc.contributor.author | | Arun, Thankom | | en_US |
| dc.date.accessioned | | 2011-05-30 | | en_US |
| dc.date.accessioned | | 2011-06-28T13:53:31Z | | - |
| dc.date.available | | 2011-06-28T13:53:31Z | | - |
| dc.date.issued | | 2011 | | en_US |
| dc.identifier.pi | | urn:nbn:de:101:1-201104084387 | | en_US |
| dc.identifier.uri | | http://hdl.handle.net/10419/46034 | | - |
| dc.description.abstract | | Microinsurance is an emerging concept protecting households from the potentially catastrophic expenditures associated with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using probit models on household survey data from Sri Lanka, conditional on household's microfinance institution enrolment. Further, we employ multivariate probit regressions to analyse factors affecting the participation in different types of insurance. We find that the household's experience of a family related shock is positively associated with the participation in micro health insurance schemes under study. There is strong evidence that microinsurance has not yet succeeded in proportionately reaching the most vulnerable households. Notably, education of the household head is a strong determinant of microinsurance participation. | | en_US |
| dc.language.iso | | eng | | en_US |
| dc.publisher | | IZA Bonn | | en_US |
| dc.relation.ispartofseries | | Discussion paper series // Forschungsinstitut zur Zukunft der Arbeit 5427 | | en_US |
| dc.subject.jel | | G22 | | en_US |
| dc.subject.jel | | O16 | | en_US |
| dc.subject.jel | | R22 | | en_US |
| dc.subject.ddc | | 330 | | en_US |
| dc.subject.keyword | | microinsurance | | en_US |
| dc.subject.keyword | | household behaviour | | en_US |
| dc.subject.keyword | | Sri Lanka | | en_US |
| dc.subject.stw | | Lebensversicherung | | en_US |
| dc.subject.stw | | Krankenversicherung | | en_US |
| dc.subject.stw | | Mikrofinanz | | en_US |
| dc.subject.stw | | Konsumentenverhalten | | en_US |
| dc.subject.stw | | Familie | | en_US |
| dc.subject.stw | | Schock | | en_US |
| dc.subject.stw | | Schätzung | | en_US |
| dc.subject.stw | | Sri Lanka | | en_US |
| dc.title | | Enrolment in micro life and health insurance: Evidences from Sri Lanka | | en_US |
| dc.type | | Working Paper | | en_US |
| dc.identifier.ppn | | 660911183 | | en_US |
| dc.rights | | http://www.econstor.eu/dspace/Nutzungsbedingungen | | en_US |
| Appears in Collections: | | IZA Discussion Papers, Forschungsinstitut zur Zukunft der Arbeit (IZA)
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