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Title:Will women save more than men? A theoretical model of savings and marriage PDF Logo
Authors:Grossbard, Shoshana Amyra
Pereira, Alfredo Marvao
Issue Date:2010
Series/Report no.:CESifo working paper Fiscal Policy, Macroeconomics and Growth 3146
Abstract:This paper presents an inter-temporal model of individual behavior with uncertainty about marriage and divorce and which accommodates the possible presence of economies or diseconomies of scale from marriage. We show that a scenario of higher marriage rates and higher divorce rates will be associated with higher savings rates in the presence of economies of marriage and with lower savings rates in the presence of diseconomies of marriage. In the context of traditional gender roles, this implies higher saving rates by young men and lower saving rates by young women than in less traditional countries, the opposite being the case with saving rates of married women relative to those of married men. We establish the relevance of traditional gender roles and marital status to understanding cross-country variation in gender differentials in savings behavior.
Subjects:savings behavior
economics of marriage
gender roles
Document Type:Working Paper
Appears in Collections:CESifo Working Papers, CESifo Group Munich

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