Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/39759
Authors: 
Neuberger, Doris
Schacht, Christoph
Year of Publication: 
2005
Series/Report no.: 
Thünen-series of applied economic theory 52
Abstract: 
The present paper investigates the number of bank relationships of small and medium-sized enterprises in Switzerland using survey data from 1996 and 2002. We differentiate between overall bank relationships and lending relationships and disaggregate the loan market with respect to firm sizes, industries and banking groups. On average, bank lending declined, while the role of housebank relationships increased in 1996-2002. The development of the number of bank relationships seems to have been demand-driven as well as supply-driven for medium-sized firms, but only supply-driven for very small and small firms. Supply-side reductions resulted from the merger between two big banks and changes in credit risk management at major banks.
Subjects: 
relationship lending
housebank
loan market structure
multiple banks
JEL: 
G21
G32
Document Type: 
Working Paper

Files in This Item:
File
Size
187.98 kB





Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.