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Title:A Simple Model of Health Insurance Competition PDF Logo
Authors:Kemnitz, Alexander
Issue Date:2010
Series/Report no.:Beiträge zur Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie - Session: Health Insurance C18-V3
Abstract:This paper investigates competition between health care insurance companies under different funding regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that competition by contributions can yield lower company profits and higher consumer welfare than competition by premia when switching between insurance companies is costly.
Subjects:Health Care Reform
Competition
Consumer Choice
JEL:I11
I18
D43
Document Type:Conference Paper
Appears in Collections:Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie

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