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dc.contributor.authorWuppermann, Amelie C.en_US
dc.date.accessioned2010-08-11T09:04:52Z-
dc.date.available2010-08-11T09:04:52Z-
dc.date.issued2010en_US
dc.identifier.urihttp://hdl.handle.net/10419/37182-
dc.description.abstractEconomic theory stresses the importance of adverse selection in competitive insurance markets. The empirical evidence for adverse selection in different health-related insurance markets, however, is mixed. This study evaluates whether different degrees of private information left after different underwriting processes could explain these findings. The analysis uses data from the English Longitudinal Study of Ageing, one of the rare longitudinal data sets with objectively measured health information. Using self-rated health as a proxy for private information this study finds that thorough underwriting eliminates private information on health risks and thus the scope for adverse selection in life and health insurance.en_US
dc.language.isoengen_US
dc.publisherVerein für Socialpolitik Frankfurt a. M.en_US
dc.relation.ispartofseriesBeiträge zur Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie - Session: Economic Aspects of Health B18-V4en_US
dc.subject.jelI10en_US
dc.subject.jelD82en_US
dc.subject.jelC33en_US
dc.subject.ddc330en_US
dc.subject.keywordELSAen_US
dc.subject.keywordself-rated healthen_US
dc.subject.keywordadverse selectionen_US
dc.subject.keywordobjective health measuresen_US
dc.titleDo I know more than my body can tell? An Empirical Analysis of Private Informationen_US
dc.typeConference Paperen_US
dc.identifier.ppn65490457X-
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungen-
Appears in Collections:Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie

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