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Title:Angebotsinduzierung und Mitnahmeeffekte im Rahmen der Riester-Rente. Eine empirische Analyse PDF Logo
Authors:Pfarr, Christian
Schneider, Udo
Issue Date:2010
Series/Report no.:Beiträge zur Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie - Session: Pensions, Transfer Income, and Employment G16-V3
Abstract:In 2001, the voluntary additional Riester pension scheme was implemented in Germany. Financial subsidies should incentivize people to increase their private pension savings. In this paper, we hypothesize that these publicly subsidized savings mainly replace existing not subsidized savings and that supplier induced demand is an important factor. Using data from the Socio-economic Panel we analyze the key determinants in the choice of a Riester-pension. We find greater participation of those who already have life insurance or other public subsidied savings. Furthermore, we show that a contact with an insurance agent in the previous year is a major factor for the possession of a Riester-pension.
angebotsinduzierte Nachfrage
Document Type:Conference Paper
Appears in Collections:Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie

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