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dc.contributor.authorRobalino, David A.en_US
dc.contributor.authorVodopivec, Milanen_US
dc.contributor.authorBodor, Andrásen_US
dc.date.accessioned2009-12-08en_US
dc.date.accessioned2010-07-07T12:06:28Z-
dc.date.available2010-07-07T12:06:28Z-
dc.date.issued2009en_US
dc.identifier.piurn:nbn:de:101:1-20091105873en_US
dc.identifier.urihttp://hdl.handle.net/10419/36158-
dc.description.abstractThe paper describes and evaluates unemployment insurance savings accounts (UISAs) - a relatively new and not well-known way of providing unemployment benefits. The UISAs reduce work disincentives by allowing recipients to keep their own unused unemployment contributions, and offer the possibility to extend coverage to informal sector workers. In addition, if integrated with mandatory pension systems (and even social pensions), UISAs can be rapidly deployed and at a low cost, thus becoming a realistic tool to protect workers from the effects of the financial crisis. Even during normal times, the integration with the pension system - and social security in general - would give more flexibility to individuals in the management of short and long term savings (i.e., pension wealth) while avoiding unnecessary administrative costs. The paper discusses issues related to incentives, redistribution, and viability, and outlines a policy framework for design and implementation. It argues that the UISAs system is especially attractive for developing countries, where the self-policing nature of the system is particularly important given a much larger informal sector and weaker administrative capacity in comparison to developed countries.en_US
dc.language.isoengen_US
dc.publisherIZA Bonnen_US
dc.relation.ispartofseriesIZA Discussion Papers 4516en_US
dc.subject.jelJ65en_US
dc.subject.jelJ68en_US
dc.subject.ddc330en_US
dc.subject.keywordUnemployment insuranceen_US
dc.subject.keywordunemployment insurance savings accountsen_US
dc.subject.keywordunemploymenten_US
dc.subject.stwArbeitslosenversicherungen_US
dc.subject.stwPrivate Arbeitslosenversicherungen_US
dc.subject.stwSparenen_US
dc.subject.stwGesetzliche Rentenversicherungen_US
dc.subject.stwArbeitslosigkeiten_US
dc.subject.stwInformeller Sektoren_US
dc.subject.stwKonjunkturen_US
dc.subject.stwEntwicklungsländeren_US
dc.titleSavings for unemployment in good or bad times: options for developing countriesen_US
dc.typeWorking Paperen_US
dc.identifier.ppn614476194en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungen-
Appears in Collections:IZA Discussion Papers, Forschungsinstitut zur Zukunft der Arbeit (IZA)

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