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Title:What determines the choice of transfer channel for migrant remittances? The case of Moldova PDF Logo
Authors:Siegel, Melissa
Lücke, Matthias
Issue Date:2009
Citation:[Series:] Kiel working paper [No.:] 1515 [Editor:] Kiel Inst. for the World Economy, Kiel
Series/Report no.:Kiel working paper 1515
Abstract:We estimate a multinomial logit model to explain the choice of transfer channel (formal services vs. informal operators or personal transfers) by 1139 pairs of migrants and recipients of remittances in Moldova in 2006. Explanatory variables include socioeconomic characteristics of the migrant and other household members, the pattern of migration (destination country, legal status, duration) and financial information (average amount and frequency of payments). Key reasons not to use a formal transfer channel include an emphasis on low transfer cost (rather than speed, convenience, or security), a migrant’s irregular legal status in the host country, and short migration spells.
Subjects:Migration
remittances
Moldova
transfer channel
money transfer operator
financial sector development
JEL:F22
F24
O16
Document Type:Working Paper
Appears in Collections:Kieler Arbeitspapiere, IfW
Publikationen von Forscherinnen und Forschern des IfW

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