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Title:Erhöht die Riester-Förderung die Sparneigung von Geringverdienern? PDF Logo
Authors:Corneo, Giacomo
Keese, Matthias
Schröder, Carsten
Issue Date:2007
Series/Report no.:Diskussionsbeiträge des Fachbereichs Wirtschaftswissenschaft der Freien Universität Berlin 2007/23
Abstract:In 2001 the German government started to promote the development of private pensions by means of special saving subsidies and tax incentives (Riester-scheme). That policy especially targets households with relatively low incomes. Using data from the German Socio-economic Panel, we scrutinize the impact of the Riester-scheme on private saving. Our estimation results suggest that the Riester-scheme neither increases the fraction of households with positive savings, nor increases the households’ saving rate. Thus, rather than creating saving, this policy seems to make people substitute previous contracts by subsidized saving contracts.
JEL:D12
D14
H24
H31
I38
ISBN:393836971X
Document Type:Working Paper
Appears in Collections:Diskussionsbeiträge, FB Wirtschaftswissenschaft, FU Berlin

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