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http://hdl.handle.net/10419/27239
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| Title: | | Credit for what?: informal credit as a coping strategy of market women in Northern Ghana  |
| Authors: | | Schindler, Kati |
| Issue Date: | | 2007 |
| Series/Report no.: | | Discussion papers // German Institute for Economic Research 715 |
| Abstract: | | This paper explores the use of informal credit as a strategy for managing risks by market women in northern Ghana. A broad concept of the costs of risk management strategies is introduced and encompasses both a time and monetary dimension. Based on qualitative data, the analysis reveals that market women invest a considerable amount of time in maintaining complex networks of informal credit providers to insure their access to credit once a shock occurs. Informal credit involves high transaction costs and prevents market women from growing out of poverty in the long term. |
| Subjects: | | Africa Ghana informal finance coping strategies intra-household allocation women |
| JEL: | | O12 O17 D13 |
| Document Type: | | Working Paper |
| Appears in Collections: | | Publikationen von Forscherinnen und Forschern des DIW DIW-Diskussionspapiere
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