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Title:Entrepreneurs' gender and financial constraints: evidence from international data PDF Logo
Authors:Muravyev, Alexander
Schäfer, Dorothea
Talavera, Oleksandr
Issue Date:2007
Series/Report no.:Discussion papers // German Institute for Economic Research 706
Abstract:This paper studies gender discrimination against entrepreneurs by financial institutions. Based on the Business Environment and Enterprise Performance Survey (BEEPS) that covers firms in several countries of Western Europe as well as in the transition countries of Eastern Europe, our analysis suggests that female-managed firms are less likely to obtain a bank loan compared with male-managed counterparts. In addition, there is some evidence that female entrepreneurs are charged higher interest rates when loan applications are approved. Disaggregation of the sample by country groups suggests that these results are driven by firms in the least financially developed countries of the region.
Subjects:entrepreneurship
gender
financial constraints.
JEL:G21
J16
L26
Document Type:Working Paper
Appears in Collections:Publikationen von Forscherinnen und Forschern des DIW
DIW-Diskussionspapiere

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