Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/26971 
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dc.contributor.authorAshraf, Navaen
dc.contributor.authorKarlan, Dean S.en
dc.contributor.authorYin, Wesleyen
dc.date.accessioned2009-08-06T09:44:21Z-
dc.date.available2009-08-06T09:44:21Z-
dc.date.issued2005-
dc.identifier.urihttp://hdl.handle.net/10419/26971-
dc.description.abstractInformal lending and savings institutions exist around the world, and often include regular door-to-door deposit collection of cash. Some banks have adopted similar services in order to expand access to banking services in areas that lack physical branches. Using a randomized control trial, we investigate determinants of participation in a deposit collection service and evaluate the impact of offering the service for micro-savers of a rural bank in the Philippines. Of 137 individuals offered the service in the treatment group, 38 agreed to sign-up, and 20 regularly used the service. Take-up is predicted by distance to the bank (a measure of transaction costs of depositing without the service) as well as being married (a suggestion that household bargaining issues are important). Those offered the service saved 188 pesos more (which equates to about a 25% increase in savings stock) and were slightly less likely to borrow from the bank.en
dc.language.isoengen
dc.publisher|aYale University, Economic Growth Center |cNew Haven, CTen
dc.relation.ispartofseries|aCenter Discussion Paper |x930en
dc.subject.jelD1en
dc.subject.jelD9en
dc.subject.jelG1en
dc.subject.jelG2en
dc.subject.jelO1en
dc.subject.ddc330en
dc.subject.keywordSavings behavioren
dc.subject.keywordmicrofinanceen
dc.subject.keywordfield experimenten
dc.subject.keywordsavings mobilizationen
dc.subject.keyworddeposit collectoren
dc.titleDeposit collectors-
dc.type|aWorking Paperen
dc.identifier.ppn593058828en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen
dc.identifier.repecRePEc:egc:wpaper:930en

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