Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/26971
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dc.contributor.authorAshraf, Navaen_US
dc.contributor.authorKarlan, Dean S.en_US
dc.contributor.authorYin, Wesleyen_US
dc.date.accessioned2009-08-06T09:44:21Z-
dc.date.available2009-08-06T09:44:21Z-
dc.date.issued2005en_US
dc.identifier.urihttp://hdl.handle.net/10419/26971-
dc.description.abstractInformal lending and savings institutions exist around the world, and often include regular door-to-door deposit collection of cash. Some banks have adopted similar services in order to expand access to banking services in areas that lack physical branches. Using a randomized control trial, we investigate determinants of participation in a deposit collection service and evaluate the impact of offering the service for micro-savers of a rural bank in the Philippines. Of 137 individuals offered the service in the treatment group, 38 agreed to sign-up, and 20 regularly used the service. Take-up is predicted by distance to the bank (a measure of transaction costs of depositing without the service) as well as being married (a suggestion that household bargaining issues are important). Those offered the service saved 188 pesos more (which equates to about a 25% increase in savings stock) and were slightly less likely to borrow from the bank.en_US
dc.language.isoengen_US
dc.publisher|aYale Univ., Economic Growth Center|cNew Haven, Conn.en_US
dc.relation.ispartofseries|aCenter discussion paper // Economic Growth Center|x930en_US
dc.subject.jelD1en_US
dc.subject.jelD9en_US
dc.subject.jelG1en_US
dc.subject.jelG2en_US
dc.subject.jelO1en_US
dc.subject.ddc330en_US
dc.subject.keywordSavings behavioren_US
dc.subject.keywordmicrofinanceen_US
dc.subject.keywordfield experimenten_US
dc.subject.keywordsavings mobilizationen_US
dc.subject.keyworddeposit collectoren_US
dc.titleDeposit collectorsen_US
dc.type|aWorking Paperen_US
dc.identifier.ppn593058828en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungen-

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