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dc.contributor.authorKifmann, Mathiasen_US
dc.contributor.authorLorenz, Normannen_US
dc.date.accessioned2009-01-29T15:34:15Z-
dc.date.available2009-01-29T15:34:15Z-
dc.date.issued2005en_US
dc.identifier.piurn:nbn:de:bsz:352-opus-14306-
dc.identifier.urihttp://hdl.handle.net/10419/23025-
dc.description.abstractIn the absence of a perfect risk adjustment scheme, reimbursing health insurers' costs can reduce risk selection in community-rated health insurance markets. In this paper, we develop a model in which insurers determine the cost efficiency of health care and have incentives for risk selection. We derive the optimal cost reimbursement function which balances the incentives for cost efficiency and risk selection. For health cost data from a Swiss health insurer, we find that an optimal cost reimbursement scheme should reimburse costs only up to a limit.en_US
dc.language.isoengen_US
dc.relation.ispartofseriesDiskussionsbeiträge: Serie 1, Universität Konstanz, Fachbereich Wirtschaftswissenschaften 329en_US
dc.subject.jelH42en_US
dc.subject.jelI18en_US
dc.subject.ddc330en_US
dc.subject.keywordhealth insuranceen_US
dc.subject.keywordrisk selectionen_US
dc.subject.keywordrisk adjustmenten_US
dc.subject.stwKrankenversicherungen_US
dc.subject.stwGesetzliche Krankenversicherungen_US
dc.subject.stwRückvergütungen_US
dc.subject.stwGesundheitskostenen_US
dc.subject.stwAdverse Selectionen_US
dc.subject.stwSchweizen_US
dc.titleOptimal cost reimbursement of health insurers to reduce risk selectionen_US
dc.typeWorking Paperen_US
dc.identifier.ppn477225055en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungen-
dc.identifier.repecRePEc:zbw:kondp1:329-
Appears in Collections:Diskussionsbeiträge, Serie 1: Volkswirtschaftliche Beiträge, Universität Konstanz

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