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Proceedings of the German Development Economics Conference, 2006 (Berlin) >
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| Title: | | Credit for what? Informal credit as a coping strategy of market women in northern Ghana  |
| Authors: | | Schindler, Kati |
| Issue Date: | | 2006 |
| Series/Report no.: | | Proceedings of the German Development Economics Conference, Berlin 2006 / Verein für Socialpolitik, Research Committee Development Economics 24 |
| Abstract: | | This paper analyzes the use of informal credit as a coping strategy against risk by market women in the city of Tamale, Ghana. Using qualitative research techniques, the analysis reveals that intra-household structure and allocation decisions determine these market-based coping strategies. Market women invest a considerable amount of working hours in maintaining complex credit networks as a safeguard against extreme risks. As a policy implication, this research suggests to provide market women with access to formal, reliable and long-term microfinance institutions, both to improve their ability to cope with risks and to reduce the risks they face. |
| Subjects: | | micro-credit informal markets networks coping strategies intra-household allocation women Ghana |
| JEL: | | O17 D13 O12 |
| Document Type: | | Working Paper |
| Appears in Collections: | | Proceedings of the German Development Economics Conference, 2006 (Berlin)
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