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ifo Institut – Leibniz-Institut für Wirtschaftsforschung an der Universität München >
CESifo Working Papers, CESifo Group Munich >
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http://hdl.handle.net/10419/19031
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| Title: | | Assessing the maintenance of savings sufficiency over the first decade of retirement  |
| Authors: | | Haveman, Robert Holden, Karen Wolfe, Barbara Romanov, Andrei |
| Issue Date: | | 2005 |
| Series/Report no.: | | CESifo working papers 1567 |
| Abstract: | | The adequacy of retirement savings is central to the U.S. debate over the effects of Social Security reform and pension changes that would place greater responsibility on individuals for accumulation of retirement resources. We contribute to this discussion by examining the extent to which individuals maintain initial levels of resources over the first decade of retirement. We compare annuitized wealth, including Social Security and pension wealth, to two consumption standards? a household?s preretirement earnings and the poverty threshold. We analyze the relationship of individual characteristics to changes in this ratio over time, including the effects of widowhood and post-retirement work. |
| JEL: | | J26 J14 |
| Document Type: | | Working Paper |
| Appears in Collections: | | CESifo Working Papers, CESifo Group Munich
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