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http://hdl.handle.net/10419/18330
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| Title: | | Banking competition, good or bad? The case of promoting micro and small enterprise finance in Kazakhstan  |
| Authors: | | Schäfer, Dorothea Siliverstovs, Boriss Terberger, Eva |
| Issue Date: | | 2005 |
| Series/Report no.: | | DIW-Diskussionspapiere 479 |
| Abstract: | | Competition is claimed to be beneficial in development projects promoting micro and small enterprise finance although there are still some doubts whether these loans can be developed into a profitable business. Actually nothing is known about how many MSE banking units optimally should be created and supported in a certain region. Our research aims at shedding new light on this important issue in development finance. We employ a unique dataset from the Small Business Department of the European Bank for Reconstruction and Development for Kazakhstan, and investigate which strategy contributes more to the overall program?s success: a strategy of building up several competing banking units targeted at MSE lending or a strategy of establishing regional monopolies. |
| Subjects: | | development finance micro loans competition financial institution building |
| JEL: | | G21 O16 G28 O18 |
| Document Type: | | Working Paper |
| Appears in Collections: | | Publikationen von Forscherinnen und Forschern des DIW DIW-Diskussionspapiere
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