Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/120990 
Year of Publication: 
2015
Series/Report no.: 
IZA Discussion Papers No. 9340
Publisher: 
Institute for the Study of Labor (IZA), Bonn
Abstract: 
This study investigates the impact of remittances on credit markets in Senegal. The findings show that remittances and credit markets are complements; namely, the receipt of remittances increases the likelihood of having a loan in a household. This result is robust after controlling for the potential endogeneity of remittances through household fixed effects and an instrumental variable approach. A detailed analysis also shows that the impact of remittances on credit markets is mainly driven by loans taken for consumption and food, in particular, as well as loans provided by informal institutions.
Subjects: 
migration
remittances
credit markets
JEL: 
F24
O15
O16
Document Type: 
Working Paper

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