@techreport{Kifmann2005Optimal,
abstract = {In the absence of a perfect risk adjustment scheme, reimbursing health
insurers' costs can reduce risk selection in community-rated health insurance
markets. In this paper, we develop a model in which insurers determine
the cost efficiency of health care and have incentives for risk selection. We
derive the optimal cost reimbursement function which balances the incentives
for cost efficiency and risk selection. For health cost data from a Swiss
health insurer, we find that an optimal cost reimbursement scheme should
reimburse costs only up to a limit.},
author = {Mathias Kifmann and Normann Lorenz},
copyright = {http://www.econstor.eu/dspace/Nutzungsbedingungen},
keywords = {H42; I18; 330; health insurance; risk selection; risk adjustment; Krankenversicherung; Gesetzliche Krankenversicherung; R\"{u}ckverg\"{u}tung; Gesundheitskosten; Adverse Selection; Schweiz},
language = {eng},
note = {urn:nbn:de:bsz:352-opus-14306},
number = {329},
title = {Optimal cost reimbursement of health insurers to reduce risk selection},
type = {Diskussionsbeitr\"{a}ge: Serie 1, Universit\"{a}t Konstanz, Fachbereich Wirtschaftswissenschaften},
url = {http://hdl.handle.net/10419/23025},
year = {2005}
}
