@techreport{Schmieder2007Relationship,
abstract = {Relationship lending is a common practice in credit financing all over the world, particularly in Germany. On the basis of a comprehensive data set comprising information on firm-bank relationships for more than 16,000 observations, this study analyses the determinants of relationship lending in Germany. We find that small, young and R&D-intensive firms tend to choose relationship lending. Furthermore, we find that firms with a higher creditworthiness are more likely to choose a relationship lender. We find that the importance of relationship lending stayed roughly constant since the mid 90s.},
author = {Christian Schmieder and Christoph Memmel and Ingrid Stein},
copyright = {http://www.econstor.eu/dspace/Nutzungsbedingungen},
keywords = {G21; G32; 330; Relationship banking; German banking system; SME; Hausbank; Kredit; Klein- und Mittelunternehmen; Deutschland},
language = {eng},
number = {2007,14},
title = {Relationship lending: empirical evidence for Germany},
type = {Discussion Paper, Series 2: Banking and Financial Supervision},
url = {http://hdl.handle.net/10419/19773},
year = {2007}
}
